Klarna may run so-called unrecorded enquiries (or soft credit searches) that do not affect credit scoring and are only visible to you and Klarna, but not visible to other lenders. Neither Klarna nor SPOKE run credit searches against you that could impact your credit rating.
Articles in this section
- Who is Klarna?
- How does Pay later in 3 interest-free instalments work?
- Am I eligible for Pay later in 3 interest-free instalments?
- How can I increase my chances of being accepted for Pay later in 3 interest-free instalments?
- What do I need to provide when I make a purchase?
- Will a credit search take place against me?
- Why have I not been offered Pay later in 3 interest-free instalments?
- What are my payment options with Klarna?
- What happens if I cancel or return my order?
- What happens if I don’t pay for my order?